Living the Buhay Marino Lifestyle

We know those kids from grade school who brag about their new shoes, dolls, watches, chocolates, and many more things we were envious of. When they tell us that these things come from their seaman father, we start to think and wish.

Don't get me wrong, our dads are the best. They have decent jobs, they provide for the family, and we love them very much. But don't tell me, not even once, that you did not wish your dad was a seaman. Some kids may have even changed their dreams. Some may be living the dream now.

Strong, tall, rich, rough, conqueror of the sea! We had this image of a seaman. We call them real men, so idealistically that they've become at par with mythological creatures and legendary heroes or even Popeye the Sailorman.

What really is the marine way of life? Why do some look for a secret handbook to achieve this?

1. Tapang Marino is true bravery.

Imagine life on a ship for months with only the water and infinite horizon as your view. Away from your family, you never know when a storm will hit or when the sea will take you as a sacrifice.

As a seafarer, you challenge the sea. Thus, you learn to bite your tongue at the thought of fear and every day, this fear becomes just an itch on your back.

2. Utak Marino is the sought-for wisdom.

With unpredictable seas ahead of you, not knowing what's beneath you, you are sometimes faced with unprecedented challenges that you must overcome.

Aside from this, with experiences traveling across the world, you meet and converse with people from different walks of life and countries. The wisdom you acquire from these only grow with the days and months you spend on the ship.

3. Sipag at Galing Marino is world-class.

Like other OFWs, seafarers get through lonely days stuffing themselves with work, hoping that they can ease up their family's life even just a bit.

According to an article by the Philippine Daily Inquirer, aside from their hard work, Filipino seafarers are prided for their technical knowledge, flexibility, and good command of the English language. The same published source cites that 30% of the more than 1.2 million mariners in the world consist of Filipinos, making the Philippines the manning capital of the world.

4. Diskarteng Marino is the way to a woman's heart. 

Ever wondered why they are usually referred to as “seamanloloko”? Their charm and muscle-flexing probably aren't just the reason why ladies vie for their love. It is also because of their honed interpersonal communication skills that make them fun to talk to with their never-ending stories of adventure.

Moreover, seafarers with their tapang, utak, sipag, at galing marino are wise and experienced enough in life to know their priorities. They are responsible, reliable, and forward thinkers. Because their money is hard-earned, they make sure to invest it in something lifelong.

A Successful Story to Tell About Real Estate Investment for Seafarers

Who doesn't want someone who aspires to secure the future? Who doesn't think it is man enough to stay away from home most of the year just so they can provide for their loved ones?

No one could testify to this way of life better than the family of a seafarer. There was this one woman who, with the help of her seaman husband's vision and financial assistance, invested in a house and lot that now stood in a master-planned community.

Camella, the flagship brand of Vista Land &Lifescapes, Inc., was one of the trusted property developers of house and lot in the Philippines that paved the way to giving seafarers the investment opportunity they deserve by serving a seafarer's wife as its first-ever customer.

Simple Guide for Investment Opportunities Attracting Seafarers

With their huge income, more investment opportunities are attracting pinoy seafarers, including buying land properties, mutual funds, bonds, stocks, and even business. They could not help but venture because they knew they will stop sailing soon once they got older. Here are some simple tips they can consider before investing.

1. Understand the concept (mutual funds, real estate investment, etc.).

The business model of mutual funds is easy to understand. As an investor, all you need is to put a small amount of the company you want to invest in to become one of the shareholders. Thus, you are buying a portion of stocks and earning income through dividends and profits over time.

However, investing in mutual funds and stocks is a vulnerable asset during economic downturns. If you manage carelessly or do not understand the entire concept may put your money to waste even though it's small-time investing.

Meanwhile, investing in the real estate market, like buying land properties or affordable house and lot for sale is much better. The investment concept is easy to understand, but you need to invest a huge amount in owning one.

You can either pay it in cash from your savings. Or, take a loan from an affiliated bank or government-funded agencies like PAGIBIG, which offers a lower interest and fixed rate for housing loans. But, the benefits are endless in real estate investing. From selling them to turning them into rental properties, you can earn passive income regardless of the economic condition.

2. Get a financial advisor or hire professional fund managers.

As seafarers, understanding all the investment opportunities can cost you a lot of time and effort. You only have a few months to spend time with your family and then, sail again. If you don't want your money wasted, it is recommended to get yourself a financial investment expert to avoid risks.

Look for a reliable fund manager for mutual funds and stock investments, or find a trusted real estate agent for land and housing properties.

3. Invest wisely.

Life as a seafarer is not easy. In exchange for being away from your loved ones, you have to face all sea challenges. You may have bought a lot of investments for your family but don't forget to invest for yourself as well. Add insurance to your financial portfolio. Yes, you may have all the company benefits when you're onboard, but you're unprotected when you're onshore.

Start Your Journey with Seafarers Investors Day

This Christmas, seafarers deserve to be rewarded to own house and lot units for their families. With this Christmas gift, they will be granted peace of mind for the security and safety it will provide in a beautiful and happy community.

On December 12, premier housing developers, including Lumina, will bring the Seafarer Investor's Day, which will highlight how seafarers can put their hard-earned money into a lifetime investment.

Lumina Homes, as one of the new affordable house and lot companies managed by Vista Land, also offers a vast array of awesome house and lot deals and options with its various home models located throughout the country.

With Lumina's flexible payment and financing methods, our Pinoy seafarers can never go wrong with their smart ways of spending Christmas blessings for house and lot investment.