Lumina Offers Pag-IBIG Financing this October

30 October 2020

Inquire Now

This Christmas season, Lumina Homes makes it even more possible for you to own a Lumina house and lot! Effective October 22 until October 31, Lumina Homes is offering "Pag-IBIG is in the Air!" a limited promo allowing homebuyers to reserve any Lumina house and lot choose pag-ibig home loan as their housing loan financing institution.

lumina-gives-50-percent-discount-on-reservation-fees-near-affordable-house-and-lot-for-sale-philippines-lumina-homes

Lumina gives 50% discount on reservation fees

About Pag-IBIG financing

When a homebuyer wishes to purchase a house and lot through pag-ibig housing loan as financing, this basically means that he or she will pay a portion of the total property price using a home loan from the Home Development Mutual Fund (HDMF) or simply, Pag-IBIG Fund.

If a Lumina homebuyer is qualified by pag ibig housing loan requirements as a low-income earner, he or she can pay as little as 1,898 pesos monthly for an Aimee Rowhouse Inner Unit, payable in 30 years at 3% interest rate.

Advantages of Pag-IBIG financing

Among Lumina homebuyers, many prefer pag-ibig home loan as financing over other payment options like Bank or In-house for two major reasons:

Less stringent requirements - To qualify for a home loan, Pag-IBIG only requires that the homebuyer-borrower is a Pag-IBIG member and has a minimum of two (2) years woth of Pag-IBIG contribution
Available payment programs are more flexible with lower interest rates and longer loan payment period

It is no wonder that Lumina Homes has been consistently recognized by Pag-IBIG Fund for providing affordable home opportunities to its members. In fact, Lumina Homes was named 'Top 1 Developer' in the 2019 Pag-IBIG Fund Chairman’s Report held last February 7, 2020 for having the most housing loans takeout value and for serving the most number of housing borrowers.

How to avail a Lumina house and lot under Pag-IBIG financing

Part of Lumina Homes' services to its homebuyers is they assist in filing of the pag ibig home loan application. After reservation, an admin briefing is held wherein a Lumina accounts officer discusses to the homebuyer the available financing options which include the Pag-IBIG financing. The homebuyer only needs to submit and sign the needed requirements and documents while the accounts officer files the home loan application to Pag-IBIG Fund.

Luckily for interested Lumina homebuyers this October, Pag-IBIG financing is once again being offered for all available Lumina house and lots! This limited promo is especially advantageous for those who wish to purchase Lumina Homes' two-storey house and lots that are normally offered under Bank financing.

On top of the Pag-IBIG promo, homebuyers may also get the chance to qualify for two other ongoing promos of Lumina Homes: the "Juanberful Bahay Sale" wherein a 50% discount on reservation fee will apply for rowhouse end units and two-storey house and lots, and the "Bahay Goals Bundle" where homebuyer is granted free electricity and water connection fee, and free HOA membership fee.

Lumina-Offers-Pag-IBIG-Financing-this-October-near-affordable-house-and-lot-for-sale-philippines-lumina-homes