Pagibig Housing Loan Complete Process

Starting to have real estate investing can be a hassle, especially for our first-time homebuyers. They can experience a lot of pressure, especially in paying the house price of their brand new house and lot. But stressful as it may seem, real estate investors must not be intimidated by these factors as there are a lot of financial institutions these days that can help you attain your #BahayGoals—one of which is through pag ibig fund housing loan.

If you are looking for your family's real estate investment, we will teach you how to ease your burden by applying for a pag ibig housing loan. All you have to do is to follow these six easy steps in applying for a housing loan from pag ibig fund:

Step 1. Checklist of requirements

For a hassle-free application, make sure to prepare all these necessary documents before you apply for a pag ibig housing loan.

For the standard documents, you need to prepare the following:

• Birth Certificate if single plus a cenomar (if you are a single parent)
• Photocopy of Marriage Certificate (if married)
• Two (2) pcs. of 2x2 ID picture
• Proof of Billing Address or Barangay Certificate
• Two (2) valid IDs
• Tax Identification Number (TIN) ID

Step 2. Submit the housing loan application

Once you have already completed all the necessary documents, you can now proceed to the pag ibig office to JELP Business Solutions Building, Shaw Blvd., Mandaluyong City, or at any Pag-IBIG branch nearest you and submit your housing loan application.

Step 3. Notice of approval

After 17 days, you can now claim your Notice of Approval or NOA and the Letter of Guaranty or LOG.

Step 4. Accomplish NOA requirements

Borrowers are given 90 calendar days to accomplish the NOA requirements that include Transfer of Title, Annotation of Mortgage for the release of Loan Proceeds.

Step 5. Receive Loan Proceeds

Return the annotated documents and receive the Loan Proceeds after ten working days.

Step 6. Monthly housing loan amortization payment

After receiving the Loan Proceeds, you can now start paying the monthly housing loan amortization at precisely one (1) month from the DV or check date.

Available House and Lot for Sale model units of Lumina Homes

As the Top 1 home developer recognized by pag ibig fund, Lumina Homes also offer a broad range of home model units that real estate investors can choose from:

Rowhouses

The house price for this type of home model unit ranges from Php 520,000 to Php 995,000.

• Aimee RowhouseIt is a 22 square meter home on a regular 36 square meter lot. Its features include a living area, dining & kitchen, one bedroom provision, toilet & bath, and service area.
• Aira Rowhouse

It is a 33 square meter home on a regular 36 square meter lot. It has the same features as the Aimee Rowhouse.

• Anna Rowhouse

It is a 24 square meter home on a regular 36 square meter lot. It has the same features as the Aimee Rowhouse.

• Airene Rowhouse

It is a 22 square meter home on a regular 36 square meter lot. It has the same features as the Aimee Rowhouse.

Loft

The house price for this type of home model unit ranges from Php 617,000 to Php 831,000.

• Alea Loft

It is a 32 square meter home on a regular 36 square meter lot. Its features include a living area, dining & kitchen, two bedroom provisions where one is a loft-type, one toilet & bath, and service area.

Townhouse for sale Philippines

The house price for this type of home model unit range from Php 999,000 to Php 3,055,000:

• Angeli Townhouse

It is a 42 square meter home on a regular 36 square meter lot. Its features include a living area, dining & kitchen, three-bedroom provision, one toilet & bath, one carport provision, and service area.

• Angelique Townhouse

It is a 35 square meter home on a regular 36 square meter lot. Its features are similar to the Angeli Townhouse, although this only has two-bedroom provisions.

• Adriana Townhouse

It is a 44 square meter home on a regular 36 square meter lot. Its features are similar to the Angelique Townhouse.

• Bettina Townhouse

It is a 44 square meter home on a regular 36 square meter lot. Its features are similar to the Angelique Townhouse.

Duplexes

The house price for this type of home model unit ranges from Php 1,307,000 to Php 2,768,000.

• Angeli Duplex

It is a 42 square meter home on a regular 54 square meter lot. Its features include a living area, dining & kitchen, three-bedroom provision, one toilet & bath, one carport provision, and service area.

• Angelique Duplex

It is a 35 square meter home on a regular 54 square meter lot. Its features are similar to the Angeli Duplex, although this only has two-bedroom provisions.

• Armina Duplex

It is a 42 square meter home on a regular 54 square meter lot. Its features are similar to the Angeli Duplex, although it comes with additional features like a free ceiling and tiles on the ground floor.

• Athena Duplex

It is a 53 square meter home on a regular 63 square meter lot. Its features are similar to the Angeli Duplex, although it comes with a provision for one family area.

Single Firewall

The house price for this type of home model unit ranges from Php 1,146,000 to Php 3,049,000.

• Angeli Single Firewall

This has the same house and lot size as well as features as the Angeli Duplex. The only difference is that this is a stand-alone home model unit.

• Armina Single Firewall

This has the same house and lot size as well as features as the Armina Duplex. The only difference is that this is a stand-alone home model unit.

• Athena Single Firewall

This has the same house and lot size as well as features as the Athena Duplex. The only difference is that this is a stand-alone home model unit.

Getting a space, you can call your own is made easier and possible by pag ibig fund housing loan and Lumina Homes.

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For more information about the affordable house and lot for sale of Lumina Homes, please contact (0917) 629 6523.

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