Lumina Homes Partners with Gcash

Can you imagine leaving your house and remembering that you left your wallet at home as you saw the bus conductor slowly approaching your seat to solicit your payment for the ride? Or have you ever experienced losing your wallet in the middle of a busy street or in a crowd of people fighting their way to a grand mall sale? Too much of a hassle, right?

Cashless Payments are Now Available! 

Awesome news! You don't have to worry about losing or leaving your wallet or money behind, as you can easily store them through an electronic payment system called GCash. 

GCash is a mobile money service app that lets you purchase items, send and receive money, pay bills, credit card payments, buy prepaid credits, withdraw funds, and perform other digital payments with just a few taps from your phone. Another great thing about this type of digital payment method is that they are regulated and licensed by Bangko Sentral ng Pilipinas as an e-money issuer and remittance agent. Through this, you can have the assurance that your funds are safe to keep with them. 

Clothes, shoes, food, furniture, etc. – everything can now be purchased online and delivered to your doorstep with just a few clicks or taps on mobile devices. People, instead of carrying their wallets all the time, now carry mobile phones, which serve as their virtual wallets for cashless transactions using quick response codes (QR codes), near field communication (NFC), or radio frequency identification (RFID).

Benefits of Cashless Payment System

While online bank transfers and physical cash are still one of the most preferred payments by most individuals, cashless mobile payments are becoming popular among many. Contactless payment systems like Google Pay, Apple Pay, Paypal, and other mobile wallets are now accepted as payment modes for goods and services, even for international transactions.

Thanks to digital technology and younger generations, many Filipinos are influenced and encouraged to go with cashless payment systems due to their several advantages. As a result, the Philippines is slowly transforming into a cashless society to improve customer experience.

• Convenient to use

Obviously, the main benefit of the contactless payments system is its convenience for consumers and businesses. They can make transactions whenever and wherever they want as long as there is a mobile phone and stable internet connection.

What's more, most businesses accept payments even during holidays and weekends, 24 hours a day or 7 days a week. You don't have to go to the bank to deposit physical money or transfer funds. So, you are in complete control of your money.

• Real-time financial transactions

Unlike other online payments and bank account transfers, cashless payment apps or digital wallets also offer real-time transactions. Therefore, it prevents you from paying late or delayed payments due to the unavailability of payment centers.

• Flexible

Electronic money payment options or e-wallets also offer flexibility for buyers and sellers. It can facilitate international transactions, including automatic foreign currency conversion. Some cashless systems even offer services like stock investment, insurance coverage, retail shopping, and other financial activities you need.

• Accurate records

Tracking your bills and expenses is an arduous task, especially if you're using journals or ledgers. With cashless transactions, you can easily balance your sheets without discrepancies.

• Safe and secure

Fund transfers are also safe and secured on a cashless transaction like Gcash. Carrying money in your bag attracts thieves and robbers. Much worse, you might lose them while busy roaming around shopping.

LUMINA PARTNERS WITH GCASH FOR CASHLESS RESERVATION

More amazing news about it is that you can now have cashless transactions in paying your reservations and even monthly payments. With just a few taps on your mobile, you could be one step ahead in owning your dream house and lot.

Lumina, in partnership with GCash, makes this innovation possible when buying their affordable house and lot with the GCash QR payment.

The long queue in sales offices is over as introduces GCash QR, a scan-to-pay facility for a cashless convenience for your house and lot's reservation payment. Lumina homebuyers can enjoy this payment facility in just five minutes through five easy steps:

• Download the GCash application and register.

• Download the GCash App through the Google Play Store or App Store.

• Enter your mobile number.

• Fill in your personal details, such as first and last name and email address.

• Nominate a 4-digit Mobile PIN (MPIN) to use in all your GCash transactions.

How to Do Cashless Payment Methods During Reservation

• Transfer GCash to your mobile device through any authorized outlet or via online bank accounts transfer.

• Go to any sales or site office to scan the QR code.

• Input the amount of the reservation fee to be paid.

• Confirm the payment details of the transaction and wait for an SMS confirming the successful payment.

Up to 10 % Cashback

Aside from easier and faster transactions, Lumina homebuyers can enjoy GCash's promos, rewards, or a cashback of up to 10%.

That's so much benefit from just one transaction! So what are you waiting for? Use your GCash now and own your dream house and lot at an affordable price in Lumina Homes!

As one of the most trusted developers of house and lot in the Philippines, Lumina Homes are dedicated to providing better services to many Filipinos. Besides offering affordable house and lot for sale, Lumina Homes ensure that homebuyers have a selection to choose from in terms of payment methods.

Since we are gearing towards a cashless economy where digital currency is utilized, Filipinos can now use digital wallet apps or other cashless system methods for real estate investment purchases. However, we still accept cash, credit cards, or debit cards for housing loan repayments.

Lumina Homes now has more than 50 locations nationwide with a range of house models to choose from. Rest assured, these homes are made perfectly for modern and sustainable living. All its residential locations are situated near the city centers, schools, malls, hospitals, and government offices. It is also complete with amenities like jogging paths, mini-parks, and playgrounds.

So, what are you waiting for? Book a reservation now and be part of the growing Lumina community.